Financial services
NBFC Registration
A Non-Banking Financial Company (NBFC) offers financial services such as loans, investments, and asset financing without holding a full banking license.
10K+ Trusted Companies Successfully Registered
₹2Cr
Net owned funds
Minimum requirement
RBI
Regulated
Reserve Bank of India
60–90
Working days
Typical registration
Registration path
What we handle for you
- Company Incorporation
- Secure Net Owned Funds
- Submit Online Application
- Conduct Due Diligence
NBFC Registration Simplified with T2F
At T2F, we help you navigate the NBFC registration process, ensuring compliance with RBI regulations and a smooth setup. Contact us today to begin your NBFC journey and start providing financial services in India.
Key Features
Regulated by RBI
NBFCs are strictly regulated by the Reserve Bank of India.
Wide Financial Services
Offers a variety of financial services including loans, investments, and asset financing.
Flexibility in Operations
NBFCs have more operational flexibility compared to traditional banks.
No Requirement for Full Banking License
NBFCs don’t need a full banking license, reducing regulatory burden.
Investment Opportunities
Provides opportunities for financial growth through investment services.
Advantages
- Diverse Financial Services - NBFCs offer a range of services including loans, asset financing, and investments.
- Less Stringent Regulations - Compared to banks, NBFCs face fewer restrictions in operations.
- Growth Opportunities - NBFCs cater to sectors and demographics underserved by traditional banks.
- Flexible Credit Policies - Easier credit policies make it accessible for various customer segments.
Disadvantages
- No Demand Deposit - NBFCs are not allowed to accept demand deposits, limiting liquidity options.
- Dependence on Borrowing - NBFCs rely heavily on external borrowing for funds.
- Regulatory Challenges - Despite flexibility, NBFCs must still comply with several RBI guidelines.
Documents Needed
Join 10K+ Registered NBFCs with Our Assistance
Certificate of Incorporation
Issued by the Registrar of Companies (RoC).
Detailed Business Plan
A comprehensive business plan outlining financial services, target market, and growth projections.
Director and Shareholder Details
Includes PAN, Aadhaar, and other identification proofs.
Audited Financial Statements
For at least three years if applicable, along with the balance sheet.
Net Owned Funds (NOF) Proof
A minimum of Rs. 2 crores of net owned funds is required.
Registered Office Proof
Address proof of the registered office of the NBFC.
How to Register
Company Incorporation
Ensure your NBFC is registered as a company under the Companies Act.
Secure Net Owned Funds
Ensure a minimum of Rs. 2 crore of Net Owned Funds (NOF).
Submit Online Application
Apply through the RBI’s official portal and attach all required documents.
Conduct Due Diligence
Ensure all directors and promoters meet the 'fit and proper' criteria set by the RBI.
Compliance with Regulatory Framework
Ensure adherence to RBI guidelines on capital adequacy and financial reporting.
Receive NBFC License
Upon verification, the RBI issues the NBFC registration certificate.